Risk Analysis and Cost Effective Solutions (Term Life Insurance, Permanent Life Insurance, Disability Insurance & Critical Illness Insurance) The...
Archive for category: Term Life Insurance
Permanent, Universal & Whole Life Insurance Explained
Russ Smart MBA, , Advisor Voice, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceCanadian Life Insurance comes in two types – temporary and permanent. Most people have some type of temporary life...
How to Decide How Much Life Insurance You Need
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Mortgage Protection Insurance, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceThis is a great question when money is tight but debt is increasing. The credit monitoring agency Transunion reported...
3 Reasons to Replace Your Term Policy Before It Expires
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Money Saving Advice, Term Life InsuranceAnother Canadian insurance company just announced a decrease in their term life insurance rates as competition in the term...
Should You Buy BCAA Life Insurance?
Russ Smart MBA, , Advisor Voice, Buying Insurance Online, Term Life InsuranceToday I received a life insurance application from BCAA in the mail. My curiosity got the better of me...
Term Life vs Whole Life Insurance Rates in Canada
Russ Smart MBA, , Advisor Voice, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceDepending on the Canadian life insurance companies and the type of product or policy you are interested in, the...
The Life Insurance Process In 4 Easy Steps
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Life Insurance Explained, Mortgage Protection Insurance, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceCongratulations: Just by reading this, you’re taking the first step towards purchasing life insurance. Although most people agree that...
Why CIBC Denied a Disability Claim & Steps to Avoid It
Russ Smart MBA, , Advisor Voice, Disability Income Insurance, Mortgage Protection Insurance, Term Life InsuranceDonald had that experience when he was asked a series of questions for his mortgage insurance application. He did...
Is Life Insurance for Your Parents Important?
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Life Insurance for Seniors, Term Life Insurance, Whole Life InsuranceLife insurance for parents is something that we find many children investigating. Unfortunately, about half start investigating it when...
The 3% Premium to Income for Life Insurance
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Mortgage Protection Insurance, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceLife Insurance Process Doesn’t Have to be Difficult Follow the steps below and discover if you can insure your...
LIFE INSURANCE 101
DISABILITY INSURANCE 101
LONG-TERM CARE INSURANCE 101
Videos shown above courtesy of Life Happens. IDC Insurance is an affiliate member of Life Happens PRO.
WHY CANADIANS CHOOSE US
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Thanks for your help and excellent service with my life insurance. I appreciate all the work you have put in to get the result I was looking for. (more…)
Tracadie-Sheila, NB -
I have recently purchased life insurance from Monika. My ten year term was coming to an end and my provider was asking for a huge increase (more…)
Toronto, ON -
Thank you Monika, you have presented me with great options and choices, it was even difficult to choose between them, they were all good! (more…)
Stittsville, ON -
I wanted to thank you very sincerely for all your great work and wonderful service; for not giving up on us despite our far from ideal communication (more…)
Ottawa, ON -
I am very appreciative of the way you have informed and supported me through the process of choosing a life insurance policy that meets my (more…)
Trout Brook, NB