Common Perspective: “I’m young and healthy – so why should I sweat over not having any life insurance. After...
Archive for category: Advisor Voice
The 3% Premium to Income for Life Insurance
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Mortgage Protection Insurance, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceLife Insurance Process Doesn’t Have to be Difficult Follow the steps below and discover if you can insure your...
5 Tips to Get a Life Insurance Policy at the Lowest Premium
Russ Smart MBA, , Advisor Voice, Money Saving AdviceOne could write a book on life insurance and its purpose and what kind of policy to purchase, but...
Back-dating: A Simple Tip That’ll Save You Thousands
Russ Smart MBA, , Advisor Voice, Money Saving AdviceAnswer the following: How old are you? Are you sure? It may come as a surprise, but most life...
8 Reasons Your Life Insurance Claim Will Get Denied
Russ Smart MBA, , Advisor Voice, Life Insurance UnderwritingLife Insurance provides peace-of-mind. In the unfortunate event of your death, your family will be taken care of, right?...
Deciding Which Life Insurance Policy Is Right For You*
Russ Smart MBA, , Advisor Voice, Life Insurance Explained, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceIf you are not familiar with the different types of life insurance policies, you’ve come to the right place....
What defines “health?” To life insurance companies, the definition takes numerous factors into account: an active lifestyle, healthy consumption...
3 Steps to Financially Protect Your Family from Diabetes
Russ Smart MBA, , Advisor Voice, Life Insurance for DiabeticsSteps to Protect Yourself and Your Family for Diabetics On Nov 25th 2013, Global News reported that over 9...
How Life Insurance Helped a Client thru the Initial Shock
Russ Smart MBA, , Advisor Voice, Life Insurance AdviceAn IDC Client Story Brush With Illness One of our clients in her mid 50’s recently shared an experience...
Disability & Critical Illness Insurance: How You Can Save
Russ Smart MBA, , Advisor Voice, Critical Illness Insurance, Disability Income Insurance, Money Saving AdviceWhether you realize it or not, you are practising risk management when you purchase any insurance. You are transferring...
LIFE INSURANCE 101
DISABILITY INSURANCE 101
LONG-TERM CARE INSURANCE 101
Videos shown above courtesy of Life Happens. IDC Insurance is an affiliate member of Life Happens PRO.
WHY CANADIANS CHOOSE US
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Thanks for your help and excellent service with my life insurance. I appreciate all the work you have put in to get the result I was looking for. (more…)
Tracadie-Sheila, NB -
I have recently purchased life insurance from Monika. My ten year term was coming to an end and my provider was asking for a huge increase (more…)
Toronto, ON -
Thank you Monika, you have presented me with great options and choices, it was even difficult to choose between them, they were all good! (more…)
Stittsville, ON -
I wanted to thank you very sincerely for all your great work and wonderful service; for not giving up on us despite our far from ideal communication (more…)
Ottawa, ON -
I am very appreciative of the way you have informed and supported me through the process of choosing a life insurance policy that meets my (more…)
Trout Brook, NB