Many people are familiar with the reasons why to buy life insurance, but fewer know that when to buy...
Archive for category: Advisor Voice
How to Avoid Your Application Rated or Declined
Russ Smart MBA, , Advisor Voice, Life Insurance UnderwritingIt is common for us to meet prospective clients who were previously rated or declined on an earlier insurance...
The Life Insurance Process In 4 Easy Steps
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Life Insurance Explained, Mortgage Protection Insurance, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceCongratulations: Just by reading this, you’re taking the first step towards purchasing life insurance. Although most people agree that...
How Marijuana Use Affect Your Chances of Getting Insurance?
Russ Smart MBA, , Advisor Voice, Life Insurance UnderwritingThe numbers are in, and it appears that Canadians like to smoke marijuana. Surveys suggest that between 9% and...
Life Insurance for Diabetics Can Still Be Affordable
Russ Smart MBA, , Advisor Voice, Life Insurance for DiabeticsPeople with diabetes require life insurance to protect their family financial stability (mortgages, income replacement, loans, final expenses etc)...
How a Medical Diary Can Protect Your Life Insurance Claim
Russ Smart MBA, , Advisor Voice, Life Insurance AdviceIt’s a scary thought: Having your insurance claim denied after paying into a life insurance policy for a substantial...
Why CIBC Denied a Disability Claim & Steps to Avoid It
Russ Smart MBA, , Advisor Voice, Disability Income Insurance, Mortgage Protection Insurance, Term Life InsuranceDonald had that experience when he was asked a series of questions for his mortgage insurance application. He did...
Life Insurance For Canadian Seniors Simplified
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Life Insurance for Seniors8 Basic Question for Canadians over 60 Life insurance is a common curiosity for Canadian seniors in their sixties...
Why You Should Arrange Your Own Mortgage Insurance
Russ Smart MBA, , Advisor Voice, Mortgage Protection InsuranceBanks, lawyers are unqualified Personal needs should be assessed A recent decision by the Ontario Superior Court emphasizes the...
Is Life Insurance for Your Parents Important?
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Life Insurance for Seniors, Term Life Insurance, Whole Life InsuranceLife insurance for parents is something that we find many children investigating. Unfortunately, about half start investigating it when...
LIFE INSURANCE 101
DISABILITY INSURANCE 101
LONG-TERM CARE INSURANCE 101
Videos shown above courtesy of Life Happens. IDC Insurance is an affiliate member of Life Happens PRO.
WHY CANADIANS CHOOSE US
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Thanks for your help and excellent service with my life insurance. I appreciate all the work you have put in to get the result I was looking for. (more…)
Tracadie-Sheila, NB -
I have recently purchased life insurance from Monika. My ten year term was coming to an end and my provider was asking for a huge increase (more…)
Toronto, ON -
Thank you Monika, you have presented me with great options and choices, it was even difficult to choose between them, they were all good! (more…)
Stittsville, ON -
I wanted to thank you very sincerely for all your great work and wonderful service; for not giving up on us despite our far from ideal communication (more…)
Ottawa, ON -
I am very appreciative of the way you have informed and supported me through the process of choosing a life insurance policy that meets my (more…)
Trout Brook, NB