Given the choice between paying life insurance premiums monthly or annually, which would you choose? Although the answer doesn’t...
Archive for category: Money Saving Advice
Financial Tips: 6 Wealth Conservation Strategies*
Russ Smart MBA, , Advisor Voice, Money Saving AdviceProvided are six wealth conservation strategies, each tailored to a unique set of life circumstances. Plan your financial future...
3 Reasons to Replace Your Term Policy Before It Expires
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Money Saving Advice, Term Life InsuranceAnother Canadian insurance company just announced a decrease in their term life insurance rates as competition in the term...
5 Tips to Get a Life Insurance Policy at the Lowest Premium
Russ Smart MBA, , Advisor Voice, Money Saving AdviceOne could write a book on life insurance and its purpose and what kind of policy to purchase, but...
Back-dating: A Simple Tip That’ll Save You Thousands
Russ Smart MBA, , Advisor Voice, Money Saving AdviceAnswer the following: How old are you? Are you sure? It may come as a surprise, but most life...
What defines “health?” To life insurance companies, the definition takes numerous factors into account: an active lifestyle, healthy consumption...
Disability & Critical Illness Insurance: How You Can Save
Russ Smart MBA, , Advisor Voice, Critical Illness Insurance, Disability Income Insurance, Money Saving AdviceWhether you realize it or not, you are practising risk management when you purchase any insurance. You are transferring...
Insurance Calculator Can Save Money on Life Insurance
Russ Smart MBA, , Advisor Voice, Money Saving AdviceLife Insurance Calculator Can Help You Find Out Coverage Needs Use our life insurance needs calculator to see the...
What is the Best Life Insurance for Seniors?
Russ Smart MBA, , Advisor Voice, Life Insurance for Seniors, Money Saving AdviceAre you a senior wondering about what is the best life insurance? Perhaps, like many people, you owned term...
11 Great Life Insurance Money Saving Tips for Canadians
Russ Smart MBA, , Advisor Voice, Money Saving AdviceMoney Saving Tip #1: Many people renew term insurance and pay these high premiums – get a new policy...
LIFE INSURANCE 101
DISABILITY INSURANCE 101
LONG-TERM CARE INSURANCE 101
Videos shown above courtesy of Life Happens. IDC Insurance is an affiliate member of Life Happens PRO.
WHY CANADIANS CHOOSE US
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Thanks for your help and excellent service with my life insurance. I appreciate all the work you have put in to get the result I was looking for. (more…)
Tracadie-Sheila, NB -
I have recently purchased life insurance from Monika. My ten year term was coming to an end and my provider was asking for a huge increase (more…)
Toronto, ON -
Thank you Monika, you have presented me with great options and choices, it was even difficult to choose between them, they were all good! (more…)
Stittsville, ON -
I wanted to thank you very sincerely for all your great work and wonderful service; for not giving up on us despite our far from ideal communication (more…)
Ottawa, ON -
I am very appreciative of the way you have informed and supported me through the process of choosing a life insurance policy that meets my (more…)
Trout Brook, NB