I travel to the states frequently on recreational trips and, with the Canadian Dollar dropping, have looked into ways...
Author Archive for: Russ Smart MBA
Affordable Life insurance for People with Diabetes
Russ Smart MBA, , Advisor Voice, Life Insurance for DiabeticsDiabetes is a growing concern as the Canadian population ages and struggles with weight issues. I have attended and...
Given the choice between paying life insurance premiums monthly or annually, which would you choose? Although the answer doesn’t...
Should You Buy Life Insurance for Your Parents?
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Life Insurance for SeniorsLife insurance for parents is something that we find many children investigating. Unfortunately, nearly half begin investigating after the...
When you visit your doctor, do they ask open-ended general questions about how you are doing? “How’s life?” they...
Life, Disability & Critcal Illness Insurance Basics
Russ Smart MBA, , Advisor Voice, Critical Illness Insurance, Disability Income Insurance, Life Insurance Advice, Term Life InsuranceRisk Analysis and Cost Effective Solutions (Term Life Insurance, Permanent Life Insurance, Disability Insurance & Critical Illness Insurance) The...
4 Reasons NOT to Complete Online Insurance Applications
Russ Smart MBA, , Advisor Voice, Buying Insurance OnlineFor the most part, completing a life insurance application online is an easy task. But just because it’s easy,...
Permanent, Universal & Whole Life Insurance Explained
Russ Smart MBA, , Advisor Voice, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceCanadian Life Insurance comes in two types – temporary and permanent. Most people have some type of temporary life...
How to Decide How Much Life Insurance You Need
Russ Smart MBA, , Advisor Voice, Life Insurance Advice, Mortgage Protection Insurance, Term Life Insurance, Universal Life Insurance, Whole Life InsuranceThis is a great question when money is tight but debt is increasing. The credit monitoring agency Transunion reported...
The Implications of E-cigarettes on Life Insurance*
Russ Smart MBA, , Advisor Voice, Life Insurance UnderwritingE-cigarettes use a liquid-filled cartridge that is vaporized into a mist or vapour that is breathed into the lungs....
LIFE INSURANCE 101
DISABILITY INSURANCE 101
LONG-TERM CARE INSURANCE 101
Videos shown above courtesy of Life Happens. IDC Insurance is an affiliate member of Life Happens PRO.
WHY CANADIANS CHOOSE US
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Thanks for your help and excellent service with my life insurance. I appreciate all the work you have put in to get the result I was looking for. (more…)
Tracadie-Sheila, NB -
I have recently purchased life insurance from Monika. My ten year term was coming to an end and my provider was asking for a huge increase (more…)
Toronto, ON -
Thank you Monika, you have presented me with great options and choices, it was even difficult to choose between them, they were all good! (more…)
Stittsville, ON -
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Ottawa, ON -
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Trout Brook, NB