Our Company – Canada Life Insurance Quotes – Compare Save – Buy Life Insurance | IDC Insurance Direct Canada

Why Canadians Choose IDC Insurance Direct Canada

IDC Insurance Direct Canada Inc. is a brokerage agency. Our agents have the ability to broker all life, health, travel and group insurance products and more from all top Canadian insurance companies. We can always get you the best possible premiums based on your health and lifestyle qualifications. We will find highly tailored solutions that offer the most appropriate coverage amount at the most competitive rates.

Ask Yourself These Questions

If some or any of the following reasons apply to you, we can certainly find solutions that will save you even more money.

  • Do you have your mortgage insured with a bank?
  • Has it been more than three years since you last reviewed your coverage?

  • Do you have any life insurance policy, which is not 10 year renewable term?

  • Are you over 40 and have association life insurance, i.e., BCAA or group policy at work?

  • Does the term “preferred life insurance rates” mean absolutely nothing to you?

  • Do you currently spend $50/month or more on all your life and/or mortgage insurance products?
  • Are you concerned that you may have either insufficient or too much life insurance coverage to meet your financial obligations and provide for your family?

Why Choose IDC Insurance

  • Great selection of policies to choose from as we partner with Canada’s top insurance companies
  • Highly experienced and knowledgeable staff who can help you get the best coverage you need

  • 100% satisfied clients throughout Canada

  • In business since 1999 with a “A+” BBB (Better Business Bureau) rating

  • Over 12,000 policies placed with over 30 different insurance companies

  • First company or website in Canada to offer online life insurance quotes

  • Independent brokerage company offering unbiased advice with no fees charged to you
  • More than 250,000 Canadians have used our online quote service, referenced our product information and read our articles in the process of buying life insurance

Many of our prospective clients will find they can obtain more coverage for lower premiums. Our services are free and we do not charge any fees to provide quotes, product information, consultation, recommendation, underwriting or ongoing servicing of your policy. Our time is compensated directly by the insurance company you choose to work with. We operate as a team so it’s great to know that our support staff is available whenever you need us and our expert agents are always available to assist you as well.

Our Process Is Pioneering and Client-focused

Application and Underwriting

  • A simple easy process based on a telephone application to get you and your family the protection you need and want with minimum time and effort.
  • Depending on your age, the amount of insurance required, and company chosen, there might be a requirement for a health professional (a nurse) to visit with you and gather some information including a blood and urine sample and occasionally an ECG.

  • We have other options that do not require a nurse visit so please let us know if you do not want a medical and we will do our best to find a solution that does not involve one. We have some suppliers who issue policies almost immediately and accept credit card payments for people who have no health issues if that is important to you. In unique cases, the insurance company will require a report from your doctor which is paid for by the insurance company.

  • Clients are kept informed as the insurance application goes through the underwriting process and there are no costs to you in this process.
  • Our pioneering non-face-to-face application process has been approved by all insurance companies we represent.

Commitment to Client Service

  • We help many new clients who were quickly abandoned by the salespeople who sold them an insurance policy then later disappeared. Many have received little or no contact for years.
  • We value the trust that our clients have put in us to help provide their family with the financial security and peace of mind that insurance can bring.

  • We stay in touch with our clients regularly to determine if there have been any changes in their situation that could require a review of their insurance.

  • Whenever there is a change of address, phone number, email, method of payment or beneficiary information, all it takes is a simple email or phone call to make these or any other changes in ours as well as the insurance company’s system.

  • We send periodic email updates if something is happening in the industry that we feel is of important to our clients in case they have questions on it or want to take some action because of it.
  • When a claim happens, we will be there to help our clients through this difficult time and provide the support needed to guide them through process.

Our People Are Independent Insurance Experts

It has been said that the key to success is to find something that you are passionate about. This saying is the quintessential value of our family of life insurance professionals. When you get to know the person in our family who is helping you, you will feel this passion for what we do. It is about getting to know you and your family’s life planning needs. Our team of agents brings together a broad range of education, knowledge, experience and expertise when it comes to the insurance industry. You’re in good company.

Marilyn Brodie, Life & Health Insurance

Marilyn became a licensed life insurance agent in December 2004 and since then she has been an independent broker. Marilyn’s educational background is in the area of Operations Management. Marilyn worked in the high-tech manufacturing and software industry, where she managed and implemented software in Canada and internationally. Since becoming an independent insurance agent, she believes that clients are better served when she can represent the different insurance companies and give he best available insurance products and rates. She is a highly knowledgeable agent that cares greatly about the experience of her clients while going through the process of acquiring insurance protection for themselves and their family.

View Testimonials

Dave Dhiman, BBA, Life & Health Insurance

Dave Dhiman has over 10 years of experience in the financial services field. He is well versed in individual products such as insurance (life, disability, critical illness) and investments (RRSPs, TFSAs). Dave works with many companies, including small and medium sized businesses, implementing group benefit plans. Dave holds a Bachelor of Business Administration from Simon Fraser University. He started his financial services career with a different agency, but quickly realized that his clients were best served by the versatility and flexibility of a broker. In his own words, he often shares with clients that knowing the products he recommends will make a difference in helping his clients through their most difficult times. This has been one of the most rewarding experience for Dave as an advisor.

Darren Koch, BA, Life & Health Insurance

Darren really enjoys what he does as an independent financial advisor, allowing him to stay at home and help raise his two girls while his spouse continues her professional career. He started working as a career agent with a fraternal benefit society but after almost 10 years there he decided to become an independent financial advisor so that he could offer his clients a full range of products from the best companies. He has been with IDC Insurance since 2006 and anticipate being here well into the future. When you have a conversation with him you will quickly discover that he cares about helping people get the right insurance for the best price. He earned two undergraduate degrees in business administration and political science which enable him to help you solve any insurance problems that you might have.

View Testimonials

Nadine Halverson, CFP, Certified Financial Planner

Nadine has been a CFP since 1998. She was registered with the Investment Dealer’s Association for 5 years while specializing in placing and managing investments for high net worth clients with one of Canada’s leading investment firms. In 2005 Nadine got licensed as an insurance agent and then continued on acquiring additional licences in the provinces of Alberta, Manitoba and Ontario. Since becoming an independent insurance broker in 2006, Nadine has been a valuable insurance agent servicing IDC Insurance’s clients in both the family and small business markets as well as many of her own clients.

View Testimonials

Markus Deutsch, BA, Life & Health Insurance

Markus is all about serving his clients. Gord, a client from Stratford, ON, summed it up very well. “Markus was extremely kind and courteous when we spoke and explained everything to be easily understood”. Markus was a financial advisor in Austria and Germany before emigrated to Canada where he has embraced this career choice. He has been an advisor with IDC Insurance since 2007. Clients benefit from his vast experience in the areas of life, living benefits (disability and critical illness coverage), investments and private health insurance. Markus’ personal goal is to help clients reach theirs. He wants to help solve their unique insurance challenges and provide protection strategies for any unforeseen events that may affect his clients. He enjoys the flexibility of being able to work from home so he can be there for his 3 children and supporting his wife’s career.

View Testimonials

Torrie Fonda, CHS, Certified Health Specialist

Torrie returned to the insurance industry after raising her family over 25 years. When she was an Administrative Assistant, Torrie developed her attention to detail and identified client needs for life and living benefits coverage. After acquiring her life insurance license in 2008 she went on to obtain the Certified Health Specialist certification in 2010. Since joining IDC Insurance in 2011, Torrie has honed her skills and broadened the shelf of insurance companies. Finding the best options for you and your family are her focus. Delivering a new insurance policy to her clients gives Torrie great satisfaction. “We don’t have a crystal ball to tell the future” and “get your insurance before you need it because when you need it you may not get it” are often echoed in conversations with Torrie. Torrie lives an active lifestyle and encourages others to live a well rounded and balanced life.

View Testimonials

Christine Binder, CFP, Life & Health Insurance

Christine is a highly trained insurance advisor with IDC and has over 25 years of experience in the industry. Her main focus is to help Canadians protect their most important asset which is their ability to earn income. She chose this career after her experience working as an investment advisor where she witnessed many clients and their families go through severe financial difficulties after experiencing the illness, disability or death of a family member.

Using her vast experience and insurance knowledge, Christine is able to help individuals, families and business owners, properly assess these income risks and put the most effective and economical plans in place by helping clients select coverage from all the major Canadian insurance providers. When working with Christine, she will help her clients mitigate their financial risks and plan for a secure future while handling all of the implementations to get proper insurance plans in place. Once the plan is arranged, Christine is always available going forward, to help her clients with any financial questions they may have or to adjust their insurance plans when circumstances change.

During her free time, Christine enjoys travelling, scuba diving, hiking and listening to live music with friends and family.

View Testimonials

Aline Barker, Life & Health Insurance

Daniel Burke, Life & Health Insurance

Tyler Vincent, Life & Health Insurance

Kristin Wood, Life & Health Insurance

Lorraine Graham, Life & Health Insurance

John Hill, Life & Health Insurance

Winston Bishop, Life & Health Insurance

Justin Azaria, Life & Health Insurance

Derek Bell, Life & Health Insurance

Kerrie Albert, Life & Health Insurance

Kristi Allan, Life & Health Insurance

Melanie Storme, Life & Health Insurance

Blair MacInnis, Life & Health Insurance

Tyson Budrow, Life & Health Insurance

Geoffrey Greenall, Employee Benefit Management Consultant

Every day I meet Canadians who don’t know much or even anything about the world of life & health insurance. Come to think of it, they usually tell me they don’t even have a plan or lost the one they might have bought years ago. To top it off, they also believe that the only place to get sound financial advice is the bank! My goal is to educate people across the country one by one about what is available to them, as well as the differences between types of plans and the companies that offer them. Working as an independent broker, I am able to source the very best solutions for each and every one of my clients.

Besides having 13+ years of experience in the industry and helping Canadians across the country, I race mountain bikes and enjoy both surfing and snowboarding. While I live in Rossland, British Columbia with my incredible wife and daughter – I also travel across the country to help my clients, so you don’t need to live next door to give me a call.

Gregory Brown, Employee Benefit Consultant

Cara Boston, Employee Benefit Consultant

Aaron Cyr, Employee Benefit Consultant

Zahid Khandwani, MBA, Life & Health Insurance

Zahid is a Master of Business Administration graduate with training in Financial Management. He has spent over 10 years in the banking sector. Zahid became a licensed life insurance agent in 2008 and quickly joined IDC Insurance in April 2009. Since joining our firm he has been the warm and friendly voice of our travel and private health insurance department. He enjoys helping clients finding the best plans possible according to their needs and budget. He has a long list of satisfied clients to his credit who often refer their friends and family members with confidence. Zahid knows his job very well as he can offer competent, honest and sincere services to each client whenever he has the opportunity to do so. As a prospective client, it’s great to know that you will be in a good hand.

View Testimonials

Russell Smart, MBA, Human Resource Consultant

Russ is an unusual combination of technical expertise and practical business experience. After completing his MBA at the University of Toronto, Russ went on to study for three years toward a Ph.D. in Marketing. His career path has been anything but theoretical as he has excelled in a wide range of management positions. As an entrepreneur, Russ has built companies as both a master franchiser and franchisee and a successful insurance brokerage. As the founder of IDC Insurance, Russ germinated the idea from his home office as an independent life insurance broker to build this successful company, beginning with selling life insurance via the Internet.

Kevan Penonzek, Insurance Management Consultant

Aaron Mak, Marketing Consultant

David Lam, Inforce Service Consultant

Johnny Le, New Business Consultant

Ben Nguyen, President & C.E.O

Ben Nguyen has served as IDC Insurance’s President and Chief Executive Officer since November 2014. In this role, Mr. Nguyen oversees IDC Insurance’s client experience, digital properties, designs and implementations, technology systems, and our associate agents. On the daily basis, Mr. Nguyen also works closely with the company’s sales, marketing and administration teams. Mr. Nguyen brings over 15 years of sales, marketing, management, Internet and eCommerce experience to IDC Insurance. Prior to acquiring IDC Insurance, Mr. Nguyen was the founder of several other pioneering financial services companies in the areas of mortgage, investment and insurance.

Before entering the financial services sector, Mr. Nguyen spent twelve years at several telecommunication companies where he held various corporate sales and sales management positions from August 1998 to April 2010, including serving as the Sales and Project Manager for a pioneering wireless company.

One of Mr. Nguyen’s past career highlights included the implementation of Canada’s first fourth-generation wireless network during the events of the 2010 Winter Olympics held in Vancouver, BC. Since Mr. Nguyen acquired the company, IDC Insurance has implemented many innovative technology systems to grow and strengthen IDC Insurance as Canada’s premier online insurance agency.

Our Partners Are Top Canadian Insurance Companies

We are fortunate to be working with all the companies in Canada who will accept applications the new efficient way – the Internet. We operate almost exclusively non-face-to-face over the phone and electronically through the Internet. The good news is that these companies are the price leaders and offer outstanding product variety, value and customer service.

In early 2000s, the founder of the company met with many of these companies to convince them that this was the way of the future and what we did was completely compliant with regulations. A few took months before they would accept this new innovative approach while others held out years until we had proven our process and only then they would allowed us to sell their products in this manner. Below is a growing list of companies that we represent and those who we do not work with at this time.

  • Assumption Life
  • Blue Cross Plans
    • Pacific Blue Cross
    • Alberta Blue Cross
    • Saskatchewan Blue Cross
    • Manitoba Blue Cross
    • Ontario Blue Cross
    • Medavie Blue Cross
  • BMO Insurance
  • Canada Life
  • Canada Protection Plan (CPP)
  • The Co-operators
  • Desjardins Financial
  • Empire Life
  • Encon
  • Equitable Life
  • Foresters Life
  • Green Shield Canada (GSC)
  • Great West Life
  • Group Medical Services (GMS)
  • Hunter McCorquodale
  • IA Excellence
  • Industrial Alliance
  • Manulife Insurance
  • RBC Insurance
  • Specialty Life
  • SSQ Insurance
  • Sun Life Canada
  • TIC Insurance
  • Travelliance
  • Travel Cuts
  • Travel Guard
  • Travel Underwriters
  • ivari (Transamerica)
  • Wawanesa Life
  • Western Life

Allianz Insurance, Allstate Canada, AIG, BCAA, CAA, CIBC Insurance, Canadian Tire, Costco, CUMIS Group, Faith Life, Gerber Life, Giraffe & Friends Life, Hartford Life, Investors Group, Knights of Columbus, La Capitale, London Life, National Bank Life, New York Life, Primerica, Reliable Life, Scotia Life, Sears Financial, State Farm Insurance, World Financial Group (WFG), PC Insurance, Standard Life, TD Insurance, UL Mutual, Union Life, Zurich Insurance.

Companies we do not work with often have agents who only sell their own products which effectively prohibiting consumers from shopping for the best rates or coverage.

There are also other providers in the marketplace operating as insurance resellers. These providers sell insurance products by adding a marketing charge on top of the actual insurance companies’ products thus making the premiums more expensive than buying directly. These insurance resellers are automobile or professional associations, grocers, retailers, department stores, hardware stores, mortgage lenders and the banks’ mortgage insurance.

In Canada we have a not-for-profit organization called Assuris, that protects insurance policyholders in the event that their life insurance company should default. Equally important, the Canadian government also regulates life insurance companies requiring them to maintain conservative capital ratios. This kind of conservative capital requirement does not exist with insurance conglomerates in the United States or elsewhere.

How may we help you?

Don't find what you need? Please drop us a line...

NEED HELP? Give us a call at 1-888-767-6576 © 2000-2023 INSURANCEDIRECTCANADA.ca, an e-commerce brand/property of IDC INSURANCE DIRECT CANADA INC. All rights reserved.

All product names, trademarks, and trade names are the property of their respective owners. The Insurance Council (BC, AB, SK, MB), Financial Services Commission (ON), Chambre de la Sécurité Financière (QC), The Superintendent of Insurance (NB, NL, PE, NS) are the provincial and federal authorities that regulate, supervise and enforce standards for life insurance professionals.

I would like to...

Log in with your credentials

Forgot your details?