I wish to thank you for all your help in organizing my life insurance. If it were not for you I would have missed out on converting some of my term life policy into whole life insurance. If I had missed out, in a couple of years I would not have had any life insurance. That being the case, the premium for whole life at my age would have been out of sight for a pensioner. You are very knowledgeable, up to date, courteous and not high pressure; something I really appreciate these days. I also appreciated the fact that you are always accessible. Thank you again and I wish you all success in the future.