Life Insurance Calculator

Take 2 minutes to find out how much life insurance you need with this online calculator

Calculate Your Needs

The embedded insurance needs planner shown above courtesy of Life Happens, a nonprofit organization dedicated to helping people take personal financial responsibility through the ownership of life insurance and related products. IDC Insurance is an affiliate member of Life Happens PRO.

We are Canada’s premier online insurance agency


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We represent these and many other companies

We can help you get great coverage at the lowest rates

12,000+ Satisfied Clients

Helping Canadians get the best rates on life, travel, and mortgage insurance to protect loved ones and family assets. We can sell you the cheapest insurance – but we also welcome a conversation to get you the best policy.

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Free Insurance Quotes

We provide instant quotes for all life insurance products in Canada. This is a good place to start but with so many options available, a conversation with an experienced agent will usually lead to a far better solution for you.

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Get Expert Advice

Life insurance in Canada is best handled with the help of an experienced agent who can help you get the best product at the lowest rates and avoid costly errors. Why risk buying something that does not do what you expect.

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We are impartial to which company you choose

Term Life Insurance

The process is fairly simple, we can shop over 30 term life insurance rates at once. We are impartial which insurance company who you choose to work with. We have one goal and that is to find you the best priced term life insurance policy!

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Whole Life Insurance

Get free whole life insurance quotes from multiple life insurance companies. Whole life insurance offers permanent protection, builds cash value, and offers tax deferred growth. Complete our free quote form to get several quotes at once.

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Mortgage Life Insurance

Compare multiple mortgage life insurance quotes at once. We can customize a life insurance policy to cover your mortgage(s) in minutes. A life policy designed to cover your mortgage(s) can help protect your home or real estate investments.

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Disability Insurance

Disability insurance is all about protecting your paycheque. How long could you live without your paycheque if you become disabled? Disability insurance gives you a monthly income. Let us compare disability insurance quotes for you.

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Long-term Care Insurance

Long-term care insurance will cover your expenses in the event of prolonged physical illness, a disability, or a cognitive impairment like Alzheimer’s. We can shop long-term care insurance quotes from 10 different insurance companies.

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Guaranteed Life Annuities

An annuity is the only way to make sure you never outlive your savings. You can turn an annuity into a stream of income that last until the day you die. An annuity can also give you tax deferred growth if you are saving for retirement.

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All product names, trademarks, and trade names are the property of their respective owners. The Insurance Council (BC, AB, SK, MB), Financial Services Commission (ON), Chambre de la Sécurité Financière (QC), The Superintendent of Insurance (NB, NL, PE, NS) are the provincial and federal authorities that regulate, supervise and enforce standards for life insurance professionals.

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